United Medical Credit offers dentists an easy, effective, and affordable alternative to traditional financing options. Its unique multi-lender network can help even the most credit-challenged patients get access to the financing they need to pay for high-cost dental procedures.

☑ More approvals
We facilitate the broadest range of patient approvals – up to 30 to 40% more on average, starting with FICO scores in the 400s because we partner with more lenders.

💲Fast funding
Your practice receives funding 7 days prior to the procedure.

🔍Better insights
Use our on-demand portal to track real-time lending approvals for your approvals.

💵 No fees
You never pay enrollment fees, set-up fees, or monthly fees. Merchant fees are only incurred when a loan is processed.

📅 Promotional options
There are 6, 12, and 24-month promotional financing plans available through our network of lending partners.

🎧 Unparalleled support
Our support team guides your patients through the entire application process and also offers your practice an ongoing, dedicated account manager.

📝 Less paperwork
The patient’s signature and a valid ID are all that are needed to process payment with most lenders.

Books on HTC Sense 7 Better options
Patients have access to loans from $500 to $25,000 with longer terms to keep monthly payments affordable

Help more patients get the care they need.

UNITED CREDIT proudly partners with thousands of providers across the country to present financing solutions in specialty healthcare. With access to payment solutions that serve a wide range of consumers, we can help your practice capture more loan approvals — which means more revenue for your business.


Money Bag on emojidex Never pay enrollment fees or monthly fees.
Practices enrolled with United Credit can offer our program to patients without any maintenance fees. You only pay fees when a loan is funded.

 💵 Receive payment in advance of procedures.
Your business is paid quickly with funding amounts available between $500 – $25,000.

Get up to 40% more approved customers.
We partner with a variety of lenders, so there are more ‘second look’ options to service patients at all credit levels. That means we help you — and your patients — get more approvals.

✅ We’re here for both you and your patients.
We assign a dedicated account manager to support your business, in perpetuity. We also assign a loan consultant to each patient to guide them through the application process.


 1 Merchant may choose promotional   financing offers     for their business, but selected options must be offered   to all applicants.
 2 Programs accrue interest during life of the loan, which   is payable if loan is not paid in full by promotional   period.
 3 Merchant fees subject to change.

 * Tier 2 & Tier 3 programs may have additional   payment  terms or requirements.
 4 Final rates vary based on consumer credit score,   credit history, and other applicant considerations.
 5 Merchant fees subject to change.

Claim your special 6.99% promotional financing offer

“United Medical Credit helps us ensure that every patient we see has an affordable financing option. Thanks to them, we’ve been able to continue growing our practice even in these challenging times.”

Dr. Rudy Quintero



Ready to grow?
CALL (855) 503-1800 ext. 2 | EMAIL [email protected]